Visit on FacebookHealth Insurance Takes a Hike in California – Anthem Blue Cross Raising Rates! (part III)
While there are many insurance sites out there, it is not always the wisest decision to find a policy through them.
Hobbies Considered Risky By Life Insurance Companies
A few posts ago, we discussed high risk activities such as aviation and scuba diving. Some other activities labeled as high-risk by life insurers include: Climbing or mountaineering Diving Motor sports Sky diving Hobbies that may attract greater scrutiny from insurers include: Big-wave surfing Bungee jumping/BASE jumping Caving or spelunking Hang gliding Skiing/snowboarding White water [...]
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Life Insurance Planning For Baby
Having a child brings many things to think about. But it is safe to say that one of the most important ideas to consider is their financial security, presently and in the future. Choosing a life insurance policy for yourself to protect your child comes being a parent, and it’s never too late to discuss. [...]
The ABCs of Life Insurance (A-M)
Because you’ve got to know your alphabet! Annuity – an income for life Beneficiary – the person receiving the policy owner’s death benefit Coverage – the amount one is insured for Death benefit – the face amount the beneficiary receives upon the policy owner’s death Expense – payments, from funeral costs to college funds, that [...]
Determining Life Insurance Rates: How It’s Done (Part I)
One of the most important factors involved when it comes to purchasing life insurance is the cost, and understandably so. After all, it is the amount of money you will be paying for a policy, and most people want to be sure they’re getting the most for their money. So how are rates determined? By [...]
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Case Study: Don’t Cancel That Life Insurance Policy Just Yet!
Craig T. wanted to apply for a new life insurance policy to replace his current policy that has 7 years of level premiums left. The face amount would be the same, but he wanted to extend the term for another 15 years. When we wrote Craig’s new application, we strongly advised him not to cancel [...]
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