Scuba Diving and Purchasing Life Insurance

Yesterday, we talked about the risk of private aviation in relation to purchasing life insurance. But scuba diving is another popular activity considered risky by life insurance companies. Therefore, it affects the underwriting process.

Life insurance carriers check out how often an applicant dives and what their maximum depth is when they do so. It is more likely that an individual who dives up to, but no more than, 100 feet deep will not incur an extra premium (or a flat extra).

Other high risk activities – such as rock climbing, race car driving and skydiving – are also underwritten on a case by case basis.

If you or someone you know partakes in risky avocations, give us a call. We can help find a life insurance policy that fits your lifestyle.