Do You NEED a Life Insurance Agent?
When it comes to purchasing a life insurance policy, one wants the least amount of stress possible. The easiest way to reduce stress and make the process flow smoothly is with an independent life insurance agent.
What makes an independent agent so useful is their focus on personal service to you, the client. Every step of the way through the process, your agent and their staff is there to help you. They will shop life insurance companies for you to get the best deal for you. They will monitor your application through the underwriting process and keep you informed of the progress. Once approved, your independent agent will confirm that this is the best option for you. They will deliver your policy and check until it is in force. A good agent will be available for any questions about your policy or any changes you may want to make over the life of your policy!

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Excellent advice, and one that anybody who is serious about getting the best life insurance policy should read. Of course it is especially important with permanent life insurance, though even term life insurance would benefit from talking to an independent life insurance agent.