Visit on FacebookWhy It Pays to Have an Insurance Agent
Americans are making unnecessary work for themselves when it comes to purchasing a life insurance policy. While it’s true that you can find multiple sites with quote engines to give you rates for term life insurance these rates may not be realistic for you.
Why is this the case? The majority of these websites do not take many of the underwriting factors such as height/weight, medical conditions and family history, into account. They may ask a few questions, but the forms cannot ask it all.
Your next idea may be to try doing all of the work on your own, but by doing so you may also overlook several important factors that fly under the radar. They may be things you don’t even know about, such as conversion options.
Luckily, there is a way to save time and get the best policy for your situation. An independent life insurance agent can help you determine your needs and obtain the best life insurance plan for you and your family.
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That’s why I also have one life insurance agent for my family.
German@Insurance Agent Forum